The commentary on this website reflects the personal opinions, viewpoints and analyses of the author, Guardian Investment Advisors, providing such comments, and should not be regarded as a description of advisory services provided by Foundations Investment Advisors, LLC (“FIA”), an SEC registered investment adviser or performance returns of any FIA client. The views reflected in the commentary are subject to change at any time without notice. Nothing on this website constitutes investment, legal or tax advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of FIA for services, execution of required documentation, including receipt of required disclosures. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. FIA manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Any statistical data or information obtained from or prepared by third party sources that FIA deems reliable but in no way does FIA guarantee the accuracy or completeness. Investments in securities 12-2021 involve the risk of loss. Any Past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where FIA and its advisors are properly licensed or exempted. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD # 175083.